Payday loans — This type of loan company charges from 200 to 600 percent interest and our Idaho lawmakers don’t have guts enough to set a reasonable usury law, say 35 percent. When Montana set the rate at 35 percent all the payday loan type companies closed shop. After what they were charging before they could not survive on 35 percent. I wonder who owns these companies.
MSRP (manufacturers suggested retail price) — When you see car dealers advertising thousands of dollars below this figure you have to realize that price is fictional and given as an advertising gimmick.
Car insurance — I paid my car insurance for 50 years without an accident. The insurance company took my thousands of dollars and invested them earning a good return over the years. I have a fender bender and my rate goes up. I change my insurance company and they are advised of my minor accident and raise the rate they would normally charge. In my mind this is almost criminal.
Pills — Why can we buy the pills that keep us alive in Canada and other countries at a much lower price then we can get them here at home? When many of those that we can buy elsewhere are manufactured by the same companies as the ones we get here.
You think we are getting ripped off?
Jim Reed, Boise