Woman who pawned diamond ring jailed in Boise for insurance claim

Ashley N. Monroe
Ashley N. Monroe

A former Ada County resident has been sentenced to jail for insurance fraud after she pawned a diamond engagement ring and told her insurance company that she had dropped it in a storm drain.

Ashley Nicole Monroe, 25, is serving 20 days in the Ada County Jail.

According to the Idaho Department of Insurance:

Monroe told her insurer, USAA, in April  and May 2014 that the ring fell off her hand while she was getting into her car. USAA paid her $2,955.

Department investigators discovered that Monroe had pawned the ring and that it was still in the pawn shop when the claim was filed. Investigators learned that she pawned the same ring at least twice after receiving the claim money.

Monroe, who now lives in California, was charged with one count of insurance fraud and one count of theft by extortion. She pleaded guilty to insurance fraud and was sentenced July 25. She was granted a withheld judgment and placed on felony supervised probation for three years, and was ordered to pay $1,240 fine and serve the jail time.

“A fraudulent claim may not seem like a big deal on the surface, but according to FBI estimates, insurance fraud costs the average U.S. family between $400 and $700 per year in the form of increased premiums,” department Director Dean Cameron said.

The case was prosecuted by Deputy Attorney General Nicole Schafer of the Idaho Attorney General’s Insurance Crimes Unit.