7 Best Home Warranty Companies in Georgia for 2023

Summers in Georgia are known for their extreme heat; going through one with a nonfunctioning air conditioning system would be a horrible experience. Thankfully, a home warranty means you can repair your home appliances as soon as there are any issues. With the changing climate, having a good home warranty is now more critical than ever. In this article, we’ll tell you more about the best home warranty companies in Georgia.

Our Top Picks for the Best Home Warranty Companies in Georgia

• Best overall: Choice Home Warranty
• Best for affordability: Select Home Warranty
• Best for customizable plans: American Home Shield
• Best customer service: Liberty Home Guard
• Best for multiple add-on options: Cinch Home Services
• Best for fast service: The Home Service Club
• Best workmanship guarantee: AFC Home Club

Best Home Warranty Companies in Georgia Reviews

Why we chose it: Choice Home Warranty (CHW) offers the best comprehensive service of all the companies we researched. Their plans are adjustable, and you can tailor them to meet your needs. Its positive online customer reviews make it obvious why we chose it as our best home warranty provider.

CHS has won multiple awards for its service from sites like U.S. News and has some of the highest ratings on Trustpilot of any home warranty company. Customers get their first month for free and can benefit from their use of local and pre-screened service technicians.

They have two plans available — Basic and Total.

The Basic plan includes:

• Heating systems
• Electrical systems
• Plumbing systems
• Water heaters
• Ovens
• Dishwashers
• Ductwork
• Ceiling and exhaust fans
• Garage door openers
• Cooktops
• Plumbing stoppages
• Whirlpool bathtubs
• Built-in microwaves

The Total includes:

• Everything in the Basic plan
• Air conditioning units
• Refrigerators
• Clothes washers/dryers

CHW also allows customers to purchase additional coverage for items not listed above. Options for additional coverage include:

• Cosmetic items (doors, handles, rollers)
• AC maintenance
• Sediment build-up
• Damage caused by acts of god (theft, fire or storm damage)

Our Choice Home Warranty review found that the annual cost of their plans ranges from $560 to $660 and that they charge between $75 and $125 in service fees. As ever, the exact price will depend upon the characteristics of your home and any additional coverage you select.

CHW also offers customers a free month when they sign up and a discount on the annual policy. If you pay 12 months at once, you get the 13th for free.

Customer reviews on Trustpilot give the company 3.8 stars out of five, a good score compared to most other home warranty companies. Its customers seem to agree that CHW offers the best home warranty in Georgia. Many customers say they’re thankful to the company for its efficient service and were impressed by the knowledge of their service repair people. However, as always happens with online reviews, some are more negative. Most of these cite the company’s reluctance to pay out for damages as the main reason for their negative review.

Why we chose it: Select Home Warranty (SHW) was founded in 2012 and is known for its affordability and low premiums. It’s available across the U.S. and offers discounts if you buy coverage for more than one year. Its affordability and discounts for multi-year plans are the main reasons we put it amongst the top home warranty companies in Georgia.

It offers customers a choice of three plans:

Bronze, which is best for major appliances and includes coverage for:

• Cooktop
• Dishwasher
• Garbage disposal
• Built-in microwaves
• Refrigerators
• Ovens
• Clothes washers/dryers
• Roof leakages

Gold, which is best for the coverage of major home systems and includes:

• Air conditioning
• Ductwork
• Water heaters
• Electrical systems
• Plumbing systems

Platinum, which provides comprehensive coverage of appliances and systems and includes:

• Everything in the other two plans
• Garage door openers
• Plumbing stoppages
• Ceiling fans

You can purchase additional coverage for some items not included in the plans above. However, coverage is not available for solar or tankless water heaters, solar heating systems, humidifiers, window air conditioners or geothermal heat pumps.

SHW offers the most affordable home warranty pricing of all the companies reviewed here. The exact price, however, will vary according to the plan you pick and your circumstances but is generally $40 to $50 per month, with service fees between $40 and $100.

If you’re looking for a home warranty with roof coverage, SHW may be a good option. Coverage for roof leaks comes as standard in all its plans, which sets it apart from other providers and is another reason we chose it as the best company for affordability. It also offers customers two months free when they join and $150 off their premium.

Customer satisfaction is high, with the company receiving a rating of 3.6 out of five on Trustpilot, a respectable score in line with the industry average.

Why we chose it: American Home Shield (AHS) has been in the home warranty business since 1971 and remains one of the most trusted providers in the country. Its range of plans and customization options make it a stand-out performer.

It offers three plans:

ShieldSilver, which includes:

• HVAC systems
• Ductwork
• Doorbells
• Ceiling fans
• Garage door openers
• Toilets
• Faucets and valves
• Water heaters
• Fuse boxes
• Built-in fans

ShieldGold, which includes everything in the ShieldSilver plan plus:

• Refrigerators
• Ovens
• Dishwashers
• Built-in microwaves
• Garbage disposal
• Instant hot/cold water dispensers
• Clothes washers and dryers

ShieldPlatinum, which includes everything in the ShieldGold plan plus:

• HVAC tune-ups
• Roof leak repairs

You can also buy optional coverage for additional items (electronics extended warranty, pools, well/septic pumps and guest units) in any plan.

AHS’s prices are similar to those of other companies and generally cost between $40 and $60 per month. However, it offers something different from most other companies with its customizable service fee. Warranty owners may select their coverage fees ($75, $100 or $125). If you pay a higher service fee, you’ll receive a lower monthly premium and vice versa.

Unfortunately, customer reviews are not favorable toward the company. Trustpilot reviews give it 1.2 stars out of five, with many citing the company’s poor customer service and lack of knowledge of its service repair people as its main problems. On Yelp, it also has just 1 star out of five, with customers giving similar reasons for their poor reviews.

Why we chose it: Liberty Home Guard’s (LHG) customer service makes it a great provider, as does its A rating from the Better Business Bureau. It was founded in 2017 but has quickly become a popular home warranty provider, and it’s easy to see why customers speak so highly of it.

It has three plans for you to choose from:

Appliance Guard, which includes:

• Clothes dryers and washers
• Refrigerators
• Built-in microwaves
• Dishwashers
• Garbage disposal
• Cooktops
• Ceiling and exhaust fans
• Garage door openers

System Guard, which includes:

• AC units
• Heating
• Ductwork
• Plumbing
• Electrical systems
• Water heaters

Total Home Guard, which includes:

• Everything in the Appliance Guard and the System Guard plans.

LHG offers optional coverage for other items that you can add to any plan. This includes pools and spas, gutter cleaning, well, sump and ejector pumps, pest control, water softening and carpet cleaning. Pricing for LHG plans is in line with other companies, costing between $40 and $60 depending on your location and which plan you choose. LHG customers can expect to pay service fees between $65 and $125 per claim.

Extra benefits offered by the company include:

• Major brand appliance discounts
• Benefits for referring people
• Discounts if you take out more than one policy with LHG

Trustpilot gives the company 3.7 stars out of five. On the positive side, customers generally commend LHG for quick and effective service and say its service repair people are knowledgeable. However, some customers said that the company refused to repair appliances when specific parts of the appliance were affected, which were not covered by the warranty.

Why we chose it: Cinch Home Services (CHS) offers customers a wide range of add-ons and bonus benefits. Its transparent pricing was a nice touch, and the 180-day repair guarantee meant we felt it deserved a place on the list. CHS offers three service plans.

The Appliance Plan, which includes:

• Clothes washers and dryers
• Dishwashers
• Built-in microwaves
• Refrigerators
• Trash compactors
• Ice makers
• Water sensors

The Built-in Systems plan, which includes:

• Water sensors
• AC systems
• Ductwork
• Fans
• Doorbells
• Electrical systems
• Garage door openers
• Garbage disposal
• Instant water dispensers
• Plumbing
• Smoke detectors
• Sump pumps
• Toilets
• Water heaters
• Jacuzzis

The Complete Home plan, which includes:

• Everything in the two other plans
• Reimbursement payout if you take out insurance with the company

On top of this, CHS also offers customers the option to add coverage to appliances/systems not usually covered, including:

• Swimming pools and spas
• Septic systems
• Well pumps

A “Premier Upgrade Package” is also available to cover up to $1,000 per claim when charges not generally covered under a home protection plan (such as permits and code upgrades) are made. Unlike many other companies, CHS states its plans’ starting price on its website. The Appliance plan starts at $28 per month, the Built-In Systems plan starts at $33 per month and the Complete Home plan starts at $40. The exact price will vary, but it’s nice that the company gives you some idea of the price you might expect to pay.

Extra benefits available if you take out a warranty with CHS include:

• A $25 AC/water filter credit for when it needs servicing
• A $50 green reward, redeemable when paying for energy-efficient home upgrades
• A deductible reimbursement of up to $500 on CHS home insurance

In terms of customer satisfaction, CHS scores are in line with other companies. On Trustpilot, it has 3.2 stars out of five. Many customers praise their range of plans and ability to add optional coverage for items not usually covered, along with their customer service.

Why we chose it: Home Service Club’s (HSC) countrywide coverage means it can send a repair person out quicker than almost any other provider. Reviews online said its service was exceptionally fast. In addition, its wide range of coverage options makes it one to consider when thinking about which company to pick as your next home warranty provider.

The Home Service Club (HSC) offers two main plans.

Standard Coverage, which includes:

• Refrigerators
• Ovens/ranges/cooktops
• Dishwashers
• Washing machines
• Clothes dryers
• Free-standing ice makers
• Built-in microwave ovens
• Trash compactors
• Built-in food centers
• Air conditioning systems
• Heating systems
• Electrical systems
• Water heaters
• Plumbing systems
• Garbage disposals
• Garage door openers
• Ceiling fans
• Central vacuums

Comprehensive Coverage, which includes:

• Plumbing stoppages
• Ductwork
• Gas leaks
• Pest control
• Whirlpool coverage
• Alarm wiring
• Telephone wiring
• Smoke detectors
• Exhaust/attic fans
• Sump pumps
• Doorbells
• Hot water pumps
• Hot/cold water dispensers

They also offer a utility line package as an add-on. This includes:

• Outside water lines
• Outside electric lines
• Outside sewer lines
• Outside gas lines
• Sprinkler systems
• Grinder pumps

Add-ons are also available and include coverage for:

• Sprinkler systems
• Pools and spas
• Water softeners
• Roofs
• Jetted bathtubs
• Free-standing freezers
• Sewage ejector pumps

HSC is largely in line with the industry standard, with home warranties costing between $550 and $750 per year, depending on your location and the package. Service fees are around $100, but HSC does not allow you to select your service fee, unlike other home warranty companies. HSC doesn’t offer any extra benefits to customers.

HSC is rated 2.9 stars out of five on Trustpilot. Many customers mention their speedy service and say the claims process is straightforward. Others, however, say HSC is reluctant to pay out claims, and cancellations are difficult.

Why we chose it: America’s First Choice (AFC) Home Club made it onto the list thanks to its comprehensive workmanship guarantee. It also offers a range of extra benefits for customers. It’s easy to see why it’s one of the country’s most popular home warranty providers.

AFC Home Club was founded in 2009 and is headquartered in Marietta, Georgia. It offers a choice of four plans.

The Systems plan covers:

• AC
• Heating
• Water heaters
• Electrical systems
• Plumbing
• Ductwork

The Silver plan covers:

• Clothes dryers and washers
• Refrigerators
• Ovens
• Dishwashers
• Garbage disposal
• Garage door openers

The Gold plan covers everything mentioned in both the Systems and Silver plans.

The Platinum plan covers everything in the gold plan plus:

• Built-in microwaves
• Ice makers

In addition to the above plans, AFC Home Club offers coverage for sump and well pumps, pools and spas, septic systems and tankless water heaters. Plans with AFC Home Club range from $30 to $55 per month, and service fees are typically between $75 and $125. It also offers extra benefits from third-party companies when you take out a plan. These benefits include:

• Emergency health alerts for you and your family
• Free credit monitoring and ID protection
• Savings at some restaurants and online partners
• Smart home security

Visit their website for a complete list of benefits you can claim when joining AFC Home Club. AFC has a rating of 2.3 stars on Trustpilot and a B rating from the Better Business Bureau.

Other companies we considered

Although those mentioned above are the ones we consider the best, there are other companies worth noting when considering taking out a home warranty in Georgia.

First Premier Home Warranty

First Premier Home Warranty was founded in 1989 and, since then, has become an established and reputable home warranty company. It has two plans that cover all the major home systems and are cheaper than those other companies offer.

Priority Home Warranty

Priority Home Warranty was founded in 2014 and got mentioned here for its affordability and extensive contractor network. If you don’t want to choose your repair person, you can ask the company to send one of its insured and fully vetted professionals. It has three plans available to potential customers.

First American Home Warranty

First American Home Warranty was founded in 1984. Its parent company, First American Family, began over 125 years ago and operates in the insurance and real estate industries. It offers customers the choice of two plans which start at $37 and $50 per month. Our First American Home Warranty review found the company worthy of a mention but not among the top seven in the country.

Home Warranty Companies in Georgia Guide

So after reading our reviews, you’re probably asking yourself: are home warranties worth it? Here’s a guide to help you better understand how home warranties work and give you an idea of what to consider when buying one in Georgia.

What is a home warranty?

A home warranty is a contract that covers repairs and replacement costs for systems and appliances in your home. Exactly what’s covered will depend upon your plan and provider, but they usually include HVAC, plumbing and electrical systems as standard. In contrast, home insurance pays for damage caused by acts of god, such as wind, fire, burglary and vandalism. A home warranty covers the cost of repair and replacement for everyday wear and tear or old age. Regarding the home warranty vs. home insurance debate, what’s right for you depends on your circumstances. Home insurance will cover you against unexpected events, while a home warranty will cover you for damage that occurs as appliances/systems age.

How does a home warranty work?

Without home warranty coverage, you’ll have to pay to fix or replace broken systems or appliances, assuming the manufacturer’s warranty doesn’t cover you. This can cost you hundreds or even thousands of dollars and will mean you may not have air conditioning for some of the notoriously hot Georgian summers. A home warranty allows you to call the company and ask them to send one of their repair service technicians. Once the technician arrives, they can fix your problem quickly, saving you time and money.

How to choose the best home warranty plan in Georgia

Research is key to choosing the best home warranty plan in Georgia. You don’t want to be stuck with a home warranty provider that won’t fix your air conditioning system when the temperature hits 100°F. Look online, ask friends and speak to the company itself.

Consider the Georgia climate when deciding on coverage

The weather in most of Georgia is subtropical, while the more coastal and eastern areas experience a dryer and moderate climate. If you’re in Georgia, it’s probably best to focus on a home warranty provider that offers good air conditioning repair contractors and is responsive 24/7. You don’t want to spend a week in the sweltering heat in July just because your home warranty company isn’t replying or can’t send someone to fix the AC. The mild winters in the state also mean that heating coverage probably shouldn’t be your number one priority.

Read verified online reviews

Online reviews allow you to gain a deeper insight into how the company operates and how satisfied its customers have been with the service. The customer reviews on the company’s site are hand-picked to show it in the best light, but online reviews can tell you how happy the average customer is with the service. There’s a whole host of home warranty review sites online, but Trustpilot and Yelp are two of the best.

Make sure you know what’s excluded

Knowing what’s excluded from your coverage is perhaps the most important thing to consider when selecting a home warranty. As mentioned, in Georgia, ensuring your warranty covers air conditioning and any systems related to cooling your house should be a high priority.

The major systems (electrical, plumbing, HVAC) are standard in most plans, but always read the terms and conditions of your warranty contract to ensure you know what’s covered and what’s not. Additional coverage is available for most items if you want something covered in your plan that is not already included.

Take note of coverage caps

Coverage caps can cause all sorts of problems. If the company says it will cost $500 to fix something, but your coverage only goes up to $400, you’ll need to pay the extra $100 yourself or risk not getting it fixed at all.

Home warranty regulations in Georgia

Precisely which body your contractor is regulated by will depend on their specialty. Georgia has a state licensing board for general contractors, but this doesn’t include roofers, drywall contractors or repair handypersons. Nor are utility-related trades such as electricians, plumbers or HVAC contractors regulated by the state. They are, however, regulated by the Georgia Construction Industry Licensing Board. Most contractors are also subject to county licensing requirements; you can check with your county/city government to ensure your contractor has the proper licensing.

Home warranty regulations are designed to ensure that you know exactly what your rights are if there’s a disagreement between you and your home warranty provider. Should a dispute arise between you and the provider, you must keep a record of the exact problem and any communications between you and the provider. Try and take photos of the problem and get any statements made by the provider in writing.

Best Home Warranty Companies in Georgia FAQs

Below are some of the most commonly asked questions when choosing a home warranty company in the Peach State.

How We Chose the Best Home Warranty Companies in Georgia

We chose the best home warranties based on various metrics and how each company fulfilled our expectations. Below are a few of the ones we felt were most important and how we evaluated the providers.

Cost-effectiveness

This was measured by comparing each company’s plans’ average price per month with our overall judgment of the company after extensive research. We compared the coverage, customer satisfaction and extra benefits offered by the company with the average price. We then ranked them based on which ones allowed customers to make the most efficient use of their money.

It’s important to remember that any estimate of cost-effectiveness is just that, an estimate. Your judgment of how cost-effective a plan is could differ due to your location and the exact appliances/systems you want coverage for.

Coverage

Coverage ratings were based on the range of appliances/systems covered in each company’s plans. Coverage plans and details were easy to find on most company websites, as were add-on options.

Customer satisfaction

We made customer satisfaction estimates using online review sites. Online reviews of home warranty companies are notoriously negative compared to the actual customer experience; often, it is those who have a bad experience who leave a review. It’s essential to remember that the actual customer experience is probably more positive than the impression made by online reviews.

Extra benefits

Details of extra benefits, where offered, were obtained from the company’s official website.

Summary of Best Home Warranty Companies in Georgia for 2023

• Best overall: Choice Home Warranty
• Best for affordability: Select Home Warranty
• Best for customizable plans: American Home Shield
• Best customer service: Liberty Home Guard
• Best for multiple add-on options: Cinch Home Services
• Best for fast service: The Home Service Club
• Best workmanship guarantee: AFC Home Club