We have a crises in health care. It’s not the cost of health insurance. It’s the cost of health care. Americans spend more than any other country for health care, about 17.1 percent of our GDP. Canada spends 10.4 percent, Germany 11.3 percent, Japan 10.2 percent and France 11.5 percent. Our per-capita health care cost is 2 1/2 times the average of the other developed countries. When U.S. companies compete in the world market they face a 6 or 7 percent disadvantage, not because of tax differences, but because of health care cost differences.