Personal Finance

Personal Finance

This debt is acceptable

Dear Dave: One of my relatives just graduated from college with $20,000 in student loan debt. Her boyfriend graduated, too, and he has over $100,000 in student loan debt. They want to get married, so she’s looking for a job. He wants to go to graduate school, and take out more loans to remain a full-time student. The idea of even more debt hanging over their heads really bothers her. Do you have any advice?

Business Columns & Blogs

Check this list if you give or receive a gift card this holiday season

There’s got to be at least one of you reading right now who still doesn’t have a holiday gift picked out. If you’re hitting the stores today, I’d wager a guess that you might end up picking up gift cards. And, I’d be even more willing to bet many of you have received or will receive gift cards this holiday season. According to a holiday shopping survey by the National Retail Federation, gift cards are the most popular gift items — 61 percent of those surveyed want them.

Personal Finance

Gift kids a ‘future’ gift

Dear Dave: We have three preschool grandchildren, and they get tons of stuff for Christmas every year. We’re in really good shape financially and would like to do something for their future this year instead of giving a toy that might get thrown in the corner. Do you have any suggestions?

Personal Finance

Your home is likely to rise in value

Dear Dave: My wife and I make a little over $50,000 a year combined, and we’re almost debt-free. Right now, we have $50,000 left on our mortgage and $4,000 in student loans left to pay. We’re both really excited about the future, and we’re thinking about selling our home and moving into a trailer her parents own. On top of this, we’d like to save my wife’s entire salary for five years to buy another, better house. What do you think of this plan?

Videos

Lucky Peak rooster tail water release

The "rooster tail" water release from Lucky Peak Dam on April 23rd, 2017 attracted thousands who came to see water shoot 150 feet into the air out of the dam's outlet side gates.
Joe Jaszewski jjaszewski@idahostatesman.com
Lucky Peak rooster tail water release 0:47

Lucky Peak rooster tail water release

Watch from above as the historic 844 steam engine snakes through Idaho's landscape 0:50

Watch from above as the historic 844 steam engine snakes through Idaho's landscape

Steam Locomotive No. 844 visits Boise 3:23

Steam Locomotive No. 844 visits Boise

Watch the 'Living Legend' Union Pacific steam locomotive pull into the Boise Depot 5:33

Watch the 'Living Legend' Union Pacific steam locomotive pull into the Boise Depot