Stocks Footnotes

STOCK FOOTNOTES:

cld - issue has been called for redemption by company

d -new intraday 52-week low

g - dividends paid in Canadian funds, PE not shown

h -Does not meet continued-listing standards

lf - late filing with SEC

n - stock was a new issue in the last year - the 52-week high and low figures are calculated from their start date

pf - preferred stock issue

pr - preferences

rs - stock has undergone a reverse stock split, decreasing outstanding shares by at least 50 percent within the past year

rt - right to buy security at a specified price

s - historical prices have been adjusted for a split or distribution of 20 percent or more in the last 12 months.

wi - trades will be settled when the stock is issued

wd - when distributed

wt - warrant, allowing a purchase of a stock

u - new intraday 52-week high

un - unit, including more than one security

v - Trading halted on primary market

vj - company in bankruptcy, receivership or being reorganized under the bankruptcy law - this appears in front of the name

DIVIDEND FOOTNOTES:

a - extra dividends were paid, but are not included

b - annual rate plus stock

c - liquidating dividend

e - amount declared or paid in last 12 months

f -current annual rate, which was increased by most recent dividend announcement

i -sum of dividends paid after stock split, no regular rate

k -declared or paid this year - a cumulative issue with dividends in arrears

m -current annual rate, which was decreased by most recent dividend announcement

p -initial dividend, annual rate not known, yield not shown

r -declared or paid in preceding 12 months plus stock dividend

t -paid in stock, approximate cash value on ex-distribution date

MONEY MARKET FOOTNOTES:

a -yield may include capital gains or losses

b -fixed charges may vary, yield based on account size

c -primarily federally tax exempt securities

f -as of previous day

p -fund assets are used to pay distribution costs

PE FOOTNOTES:

q -stock is a closed-end fund - no P/E ratio shown

cc -P/E exceeds 99

dd -loss in last 12 months

VOLUME FOOTNOTES:

x -ex-dividend - yesterday was the first day that the stock traded without the right to receive a dividend and the price change is adjusted to reflect that fact

y -ex-dividend and sales in total shares

z -sales are in total shares

LIPPER MUTUAL FOOTNOTES:

e -Ex capital gains distribution.

f -Previous day's quotation.

n -No front end load or contingent deferred sales load may apply.

p -Fund assets are used to pay fo r distribution costs- 12(b)(1) plan.

r -Redemption fee or contingent deferred sales load may apply.

s -Stock dividend or split.

t -Both p and r.

x -Ex cash dividen d.

For performance returns:

NA - not available.

NE - omitted because of inconsistent data.

NN - Fund does not wish to be tracked.

NS - Fund did not exist at start of period.

For total assets:

pm - previous month's total.

For expense ratio:

i - information not comparable to other funds because of expense structure.

MORNINGSTAR MUTUAL FOOTNOTES:

b -Fee covering market costs is paid from fund assets.

d -Deferred sales charge, or redemption fee.

f -front load (sales charges).

m -Multiple fees are charged, usually a marketing fee and either a sales or redemption fee.

NA -not available.

p -previous day´s net asset value.

s -fund split shares during the week.

x - fund paid a distribution during the week.

BOND FOOTNOTES:

cv -Convertible.

ct -Certificates.

dc -Deep discount.

ec -European currency units.

f -Dealt in flat.

m -Matured bond negotiability impaired by maturity.

na -No accrual.

pr -Exchangeable into debentures.

r -Registered.

rp -Reduced principal amount.

st -Stamped.

t -Floating rate.

wd -When distributed.

ww -with warrants.

x -Ex interests.

xw -Without warrants.

zr -Zero coupon.

kd -Danish Krone.

il -Italian lira.

vj -In bankruptcy or receivership or being reorganized under the Bankruptcy Act or securities assumed by such companies.

GOVERNMENT BOND FOOTNOTES:

Treasury Bonds / Notes:

none -treasury Bond issued before non-resident alien tax law

f -Inflation-linked.

k -Treasury bond and non-resident aliens are exempt from federal withholding tax

p -Treasury note and non-resident aliens are exempt from federal withholding tax

Treasury Strips:

a -US Treasury Security stripped interest (zero coupon)

b -US Treasury Bond stripped principal

c -US Treasury Note stripped