Homeowners, credit intact, still making their monthly mortgage payments. They're not who we think of first when we think of the damage brought on by the housing crisis. But in a sprawling, master-planned southwest Boise subdivision called Charter Pointe, they're a group that has struggled.

More than most cities, Boise felt the brunt of the housing crisis. Home prices dropped by 46 percent. Foreclosures peaked in the Boise area three years ago, in March 2010. County records show that a year after that, 90 percent of the houses that sold in Charter Pointe were foreclosures or short sales. We wondered: What is the story now in a place that bore the weight of collapsing home prices?"

Read the full story on stateimpact.npr.org.