Idaho homeowners have so far received $96.4 million in mortgage loan relief under the national mortgage settlement, Attorney General Lawrence Wasden said Monday.

Wasden's announcement was based on a progress report by the settlement's monitor. The monitor said the five banks in the settlement — Ally, Bank of America, Citi, J.P. Morgan Chase and Wells Fargo — reported they have given mortgage loan relief to 1,653 Idaho homeowners in the past seven months.

"This latest report is a snapshot of where the banks stand in meeting their consumer relief obligations under the settlement," Wasden said, noting that the bank-reported data has not yet been verified by the monitor.

The five banks must provide $20 million in mortgage relief to consumers nationwide.

The banks said they gave Idaho homeowners assistance in the form of:

• First- and second-lien principal reductions.

• Completed short sales.

• Deficiency waivers.

• Refinances.

The banks also said they:

• Offered or approved more than 100 first-lien modification trials in Idaho.

• Identified 12,207 Idahoans eligible for payments from a $10 million restitution fund. Those Idahoans were notified by mail in late September and must respond by Jan. 18, 2013.

Visit www.mortgageoversight.com to read the monitor's complete report.